Roth Ira Limits 2025 Married Filing Jointly Over 50. For 2025, you can contribute as much as $7,000 to an ira or $8,000 if you're age 50 and older. The business owner can contribute up to $23,000 for 2025 if under 50 years of age, or a maximum of $30,500.
If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:. Roth ira contribution limits 2025.